Pets can’t choose whether they are going to go to the vet or not when they are sick. When they are sick, they have to go to the vet. And that’s expensive. Like everything else, the costs of veterinary care are rising.
There are some things in life insurance covers that you have a choice to pay for or not. Many people choose not to have health insurance because they can’t afford it. But pets can’t choose this. Also, thankfully, there are many low-cost pet insurance plans available in many countries such as Australia, America, Canada and the United Kingdom. Insurance companies offer pet health insurance that is far more affordable, understandable and reliable than people health insurance.
The Newcomer To The Insurance Market
Forty years ago, finding companies offer pet health insurance was impossible. It wasn’t until the late 1970’s did the first pet health insurance become available in England. England has been at the forefront of veterinary research for many years, putting more money into helping animals get better than other countries. Since the 1980’s, other companies offer pet health insurance because more money is going into keeping pets happy and healthy.
Pets keep people healthy. Just petting a cat or a dog can lower your blood pressure. People with crippling depression find having the responsibility of taking care of a pet a reason to get out of bed every day. Often the pet is the only reason they are still alive.
More and more insurance companies offer pet health insurance because pets make us more human.
Rising
Now, nearly all insurance companies offer pet health insurance. If they don’t offer it through their company directly, they will often underwrite other companies that offer pet health insurance only to give those companies the financial backing they need (and to share the profits, of course).
There is no law making pet health insurance a requirement for owning a pet, as there are many laws requiring proof of insurance before you can get a car. And there is no law that you have to have health insurance before you can get pregnant. But pet health insurance is becoming the one kind of insurance people will voluntarily pay for, as it is helping to cover health costs of what means most to them.
You can go to pet magazines, web sites and your veterinarian to discover companies offer pet insurance to suit your pet and circumstance.
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